Level death payment for life (to age 100). Issued to applicants ages 0 to 80.
Whole Life Paid Up at Age 85
Premiums payable to age 85
20 Payment Life
Premiums payable for 20 years
The minimum initial amount issued on these plans is $25,000.
5 Year Renewable and Convertible Term
Insurance coverage is level. Premiums increase every five years according to
rates shown at the then attained age. The certificate may be converted to any permanent
plan then offered at attained age rates prior to age 60. No evidence of
insurability is required for conversion.
Decreasing Term (Single or Joint Lives)
For each $1,000 of initial amount, the death benefit decreases monthly in
accordance with a 12% mortgage for the term period chosen. The schedule of death
benefits at the beginning of each year is shown at the end of the Decreasing
Term rate section. For death benefits within a year, deduct, from the benefit at
the beginning of the year, 1/12 of that year's decrease for each completed
The term periods are 10, 15, 20, 25, and 30 years, not to expire beyond the
certificate anniversary nearest age 75 (not beyond age 70 in New York state).