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PRIVACY - PERSONAL FINANCIAL AND MEDICAL INFORMATION
Protecting
the privacy of your personal financial and medical information has
always been and will continue to be a matter of top priority for us.
When used in this notice, the following terms have the meaning shown.
Public
Information means information that is lawfully available to
the general public from: Federal, State or local government records:
widely distributed media; or, disclosures to the general public that
are required to be made by Federal, State or local law.
Non-Public
Information means personally identifiable financial and
medical information. It also means any list, description or other
grouping of individuals, and publicly available information pertaining
to them, that is derived from any personally identifiable information
that is not publicly available.
Consumer
Reporting Agency means an entity which regularly provides
reports (Consumer Reports) including information regarding an
individual’s: general reputation, character, personal
characteristics or mode of living and financial status. The
information may be obtained through interviews with the individual or
third parties such as the individual’s: business associates, family
members, friends, neighbors, acquaintances or financial sources.
We obtain information about
you from the following sources:
• information that you
provide to us in an application or other form;
• information about
your transactions with us (such as premium payments, loans, claims,
etc.) or others: and
• information that we
may receive from a Consumer Reporting Agency.
We do not
disclose any personal, Non-Public, Information about you to anyone,
except as permitted or required by law. We will not disclose personal
medical information about you, except as permitted by law or as you may
authorize.
We restrict
access to your personal, insurance and medical information to those of
our employees who need to know that information in order to provide
insurance or service to you. We are, and will continue to be, vigilant
in the safeguarding of your personal financial and medical information.
We maintain physical, electronic and procedural safeguards to comply
with Federal and State regulations regarding the safeguarding of
Non-Public Information.
It is our
sincere desire to maintain complete, accurate and up-to-date records.
You may contact us at the address or telephone number shown above, to
access, as provided by law, information included in your file. We will
promptly correct any error in our information. To protect your privacy,
you will need to identify yourself by providing us with your name, date
of birth and social security number. |
